/* Life Insurance Long Beach. A Sunday-morning walk round Naples Island's canals: arched concrete footbridges, still tidal
   water, seawall panels and canal lamps. Signage discipline: one message per band, arrows locked to the edge they point
   past, the lamp-amber kept for the next step. */
@font-face{font-family:"Sen";src:url(/assets/font-oma2kcfe-sen-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Sen";src:url(/assets/font-oma2kcfe-sen-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Oxygen";src:url(/assets/font-oma2kcfe-oxygen-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Oxygen";src:url(/assets/font-oma2kcfe-oxygen-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --concrete:#E8EAE4;--concrete-2:#D6DAD2;--paper:#F7F8F4;--ink:#102A30;--ink-2:#3A5359;--rule:#9FADA8;--field:#5C7479;
  --water:#0D3A44;--water-2:#165A64;--water-3:#7EB7BB;--on-water:#EEF6F4;--on-water-2:#B7D5D4;
  --lamp:#F7B500;--lamp-pale:#FCE7A6;--coral:#A8321A;--coral-pale:#FBE3DC;
  --head:"Sen","Trebuchet MS",Verdana,sans-serif;--body:"Oxygen","Segoe UI",Verdana,sans-serif;
  --measure:66ch;--maxw:1200px;--r:4px;
  --seawall:linear-gradient(90deg,var(--water-2) 92%,var(--water) 92%) 0 0/50px 100%;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--concrete);color:var(--ink);font:400 1.0625rem/1.68 var(--body)}
::selection{background:var(--lamp);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:var(--water-2);text-underline-offset:.22em;text-decoration-thickness:2px}
a:hover{color:var(--water);text-decoration-thickness:4px}
:focus-visible{outline:3px solid var(--water-2);outline-offset:3px}
.s7ihd-rates :focus-visible,.s7ihd-how :focus-visible,.s7ihd-foot :focus-visible,.s7ihd-wx :focus-visible,.s7ihd-section--deep :focus-visible{outline-color:var(--lamp)}
h1,h2,h3{font-family:var(--head);font-weight:800;line-height:1.1;margin:0 0 .5em;color:var(--water);text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.2vw,4.3rem);line-height:1.04}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em;max-width:var(--measure)}
.s7ihd-wrap{width:100%;max-width:var(--maxw);margin-inline:auto}
.s7ihd-wx,.s7ihd-hero,.s7ihd-how,.s7ihd-panel,.s7ihd-rates,.s7ihd-why,.s7ihd-learn,.s7ihd-section,.s7ihd-foot,.s7ihd-head{padding-left:16px;padding-right:16px}
.s7ihd-skip{position:absolute;left:12px;top:-70px;background:var(--water);color:var(--on-water);padding:.8rem 1rem;z-index:99}
.s7ihd-skip:focus{top:8px}.s7ihd-skip:hover{color:var(--lamp)}

/* header: a sign band hung over the walk */
.s7ihd-head{position:sticky;top:0;z-index:30;background:var(--paper);border-bottom:4px solid var(--water)}
.s7ihd-nav{display:flex;align-items:center;justify-content:space-between;gap:.5rem 1.5rem;min-height:68px;max-width:var(--maxw);margin-inline:auto}
.s7ihd-brand{display:inline-flex;align-items:center;gap:.65rem;font:800 1.2rem/1.1 var(--head);color:var(--water);text-decoration:none;min-height:48px}
.s7ihd-brand:hover{color:var(--water-2)}
.s7ihd-brand img{width:36px;height:36px;border-radius:50% 50% 4px 4px}
.s7ihd-links{display:flex;align-items:center;gap:.2rem}
.s7ihd-links a{display:inline-flex;align-items:center;min-height:48px;padding:0 .9rem;font:700 1rem var(--head);color:var(--ink);text-decoration:none;box-shadow:inset 0 -4px 0 transparent}
.s7ihd-links a:hover{color:var(--water);box-shadow:inset 0 -4px 0 var(--lamp)}
.s7ihd-links a.s7ihd-cta{margin-left:.6rem;background:var(--lamp);color:var(--ink)!important;border:2px solid var(--ink);border-radius:var(--r);padding:0 1.15rem;box-shadow:3px 3px 0 var(--water)}
.s7ihd-links a.s7ihd-cta:hover{background:var(--water);color:var(--lamp)!important;border-color:var(--water);box-shadow:3px 3px 0 var(--lamp)}
.s7ihd-menu{display:none;align-items:center;justify-content:center;min-width:48px;min-height:48px;background:var(--paper);color:var(--water);border:2px solid var(--water);border-radius:var(--r);cursor:pointer}
@media (max-width:760px){
  .s7ihd-menu{display:inline-flex}
  .s7ihd-links{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--paper);border-bottom:4px solid var(--water);padding:.3rem 16px 1rem}
  .s7ihd-links[data-open]{display:flex}
  .s7ihd-links a{min-height:54px;border-top:1px solid var(--rule);font-size:1.1rem}
  .s7ihd-links a.s7ihd-cta{margin:.8rem 0 0;justify-content:center}
}

/* weather: the water level strip */
.s7ihd-wx{background:var(--water);color:var(--on-water);padding-top:.75rem;padding-bottom:.75rem}
.s7ihd-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1.8rem;max-width:var(--maxw);margin-inline:auto}
.s7ihd-wx-photo{display:inline-flex;align-items:center;gap:.6rem;background:none;border:0;padding:0;color:var(--on-water);font:inherit;cursor:pointer;min-height:48px}
.s7ihd-wx-photo img{width:48px;height:48px;object-fit:cover;border-radius:24px 24px 4px 4px;border:2px solid var(--water-3)}
.s7ihd-wx-photo span{font:700 .85rem/1 var(--head);letter-spacing:.1em;text-transform:uppercase;border:2px solid var(--water-3);border-radius:var(--r);padding:.65rem .75rem;color:var(--on-water)}
.s7ihd-wx-photo:hover span,.s7ihd-wx-photo[aria-expanded=true] span{background:var(--lamp);border-color:var(--lamp);color:var(--ink)}
.s7ihd-wx-now{display:flex;align-items:center;gap:.7rem}
.s7ihd-wx-now>div{display:flex;align-items:baseline;gap:.2rem .8rem;flex-wrap:wrap}
.s7ihd-wx-now strong{font:800 2.2rem/1 var(--head);color:var(--on-water);font-variant-numeric:tabular-nums}
.s7ihd-wx-icon{display:inline-flex;color:var(--lamp)}
.s7ihd-wx-now span{font-size:1rem;color:var(--on-water)}
.s7ihd-wx-now small{display:block;font-size:.88rem;color:var(--on-water-2)}
.s7ihd-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.s7ihd-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.6rem;align-items:center;border:2px solid var(--water-2);border-radius:var(--r);padding:.3rem .7rem;font-size:.88rem;min-width:124px}
.s7ihd-wx-day{font:700 .9rem var(--head);letter-spacing:.06em;text-transform:uppercase;color:var(--on-water);grid-column:1}
.s7ihd-wx-glyph{grid-row:1/3;grid-column:2;color:var(--on-water-2);display:inline-flex}.s7ihd-wx-glyph svg{width:22px;height:22px}
.s7ihd-wx-hl{grid-column:1;font-variant-numeric:tabular-nums}.s7ihd-wx-hl strong{font:800 1.05rem var(--head);color:var(--on-water)}.s7ihd-wx-hl em{font-style:normal;color:var(--on-water-2);margin-left:.35rem}
.s7ihd-wx-cond{grid-column:1/3;font-size:.8rem;color:var(--on-water-2);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.s7ihd-wx-source{margin-left:auto;font-size:.88rem;color:var(--on-water-2)}
.s7ihd-wx-panel{padding:0 0 1rem;max-width:var(--maxw);margin-inline:auto}
.s7ihd-wx-panel img{max-width:600px;width:100%;background:var(--water-2);border:2px solid var(--water-3);border-radius:var(--r)}
.s7ihd-wx-panel p{font-size:.88rem;color:var(--on-water-2);margin:.5rem 0 0}
@media (max-width:700px){.s7ihd-wx-source{margin-left:0;width:100%}.s7ihd-wx-now strong{font-size:1.9rem}}

/* captions: set beside the heading, led by a small arch (the footbridge opening) */
.s7ihd-eyebrow{display:flex;align-items:center;gap:.6rem;margin:0 0 .6rem;font:700 .92rem/1.2 var(--head);letter-spacing:.09em;text-transform:uppercase;color:var(--ink-2)}
.s7ihd-eyebrow::before{content:"";flex:none;width:.85rem;height:1.05rem;background:var(--water-2);border-radius:.45rem .45rem 0 0}
.s7ihd-headrow{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:.2rem 2rem;margin-bottom:1.6rem}
.s7ihd-headrow h2{margin:0;max-width:24ch}
.s7ihd-headrow .s7ihd-eyebrow{order:2;margin:0 0 .45rem}
.s7ihd-how .s7ihd-eyebrow,.s7ihd-rates .s7ihd-eyebrow,.s7ihd-section--deep .s7ihd-eyebrow{color:var(--on-water-2)}
.s7ihd-how .s7ihd-eyebrow::before,.s7ihd-rates .s7ihd-eyebrow::before,.s7ihd-section--deep .s7ihd-eyebrow::before{background:var(--lamp)}
.s7ihd-why .s7ihd-eyebrow{color:var(--ink-2)!important}
.s7ihd-how h2,.s7ihd-rates h2,.s7ihd-section--deep h2,.s7ihd-section--deep h3{color:var(--on-water)}

/* hero */
.s7ihd-hero{background:var(--concrete);padding-top:clamp(1.8rem,4vw,3.4rem);padding-bottom:0}
.s7ihd-hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:2rem clamp(1.5rem,4vw,4rem);align-items:center;padding-bottom:clamp(1.6rem,3vw,2.6rem)}
.s7ihd-hero-text .s7ihd-eyebrow{margin:.2rem 0 1.4rem;padding-left:.75rem;border-left:6px solid var(--lamp);font-size:1rem;color:var(--ink)}
.s7ihd-hero-text .s7ihd-eyebrow::before{display:none}
.s7ihd-lead{font-size:1.2rem;color:var(--ink);max-width:56ch}
.s7ihd-trust{list-style:none;margin:1.2rem 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:.55rem 1.4rem;font-size:1rem;color:var(--ink-2)}
.s7ihd-trust li{display:flex;gap:.65rem;align-items:flex-start}
.s7ihd-trust li::before{content:"";flex:none;width:.8rem;height:1rem;margin-top:.35rem;background:var(--water-2);border-radius:.4rem .4rem 0 0}
.s7ihd-acts{display:flex;flex-wrap:wrap;gap:.9rem;margin:1.6rem 0 0;max-width:none}
.s7ihd-bridge{display:block;width:100%;height:auto;max-height:240px;margin-top:0}
.s7ihd-hero .s7ihd-bridge{margin-inline:-16px;width:calc(100% + 32px)}

/* buttons: rectangular sign tiles with a hard offset shadow */
.s7ihd-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:52px;padding:0 1.5rem;border:2px solid var(--ink);border-radius:var(--r);font:700 1.05rem/1.1 var(--head);cursor:pointer;text-decoration:none;color:var(--ink);background:transparent}
.s7ihd-btn--primary{background:var(--lamp);color:var(--ink);box-shadow:4px 4px 0 var(--water)}
.s7ihd-btn--primary:hover{background:var(--water);color:var(--lamp);border-color:var(--water);box-shadow:4px 4px 0 var(--lamp);text-decoration:none}
.s7ihd-btn--ghost{border-color:var(--water);color:var(--water);background:var(--paper)}
.s7ihd-btn--ghost:hover{background:var(--water);color:var(--on-water);text-decoration:none}
.s7ihd-btn[disabled]{opacity:.65;cursor:progress}
.s7ihd-btn span[aria-hidden]{font-size:1.2em}

/* mosaic: three arched openings */
.s7ihd-mosaic{display:grid;grid-template-columns:1.2fr 1fr;grid-template-rows:1fr 1fr;gap:.8rem;aspect-ratio:1/1.02;align-self:end}
.s7ihd-mosaic a{display:flex;flex-direction:column;min-height:0;min-width:0;text-decoration:none;background:var(--water);color:var(--on-water);border-radius:999px 999px 4px 4px;overflow:hidden;border:3px solid var(--water)}
.s7ihd-mosaic a:first-child{grid-row:1/3}
.s7ihd-mosaic img{flex:1 1 0;min-height:0;width:100%;object-fit:cover;transition:transform .5s}
.s7ihd-mosaic a:hover img{transform:scale(1.04)}
.s7ihd-mosaic span{display:block;padding:.55rem .8rem .65rem;background:var(--water);color:var(--on-water);font:700 .92rem/1.25 var(--head)}
.s7ihd-mosaic a:hover span{background:var(--lamp);color:var(--ink)}
.s7ihd-mosaic a{overflow:hidden}

/* how it works: sign panels along the water, the first one lit as the next step */
.s7ihd-how{background:var(--water);color:var(--on-water);padding-top:3rem;padding-bottom:3.4rem;scroll-margin-top:84px}
#how{scroll-margin-top:84px}
.s7ihd-steps,.s7ihd-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.6rem 2.2rem}
.s7ihd-card{position:relative;background:var(--paper);color:var(--ink);border:2px solid var(--ink);border-radius:var(--r);padding:1.4rem 1.4rem 1.2rem}
.s7ihd-card h3{color:var(--water)}
.s7ihd-card p:last-child{margin-bottom:0}
.s7ihd-steps .s7ihd-card{border-color:var(--paper);padding-top:1.5rem}
.s7ihd-num{display:inline-grid;place-items:center;width:3rem;height:3.4rem;border-radius:1.5rem 1.5rem 0 0;background:var(--water);color:var(--on-water);font:800 1.5rem/1 var(--head);margin-bottom:.9rem;font-variant-numeric:tabular-nums}
.s7ihd-steps .s7ihd-card:first-child .s7ihd-num{background:var(--lamp);color:var(--ink)}
.s7ihd-steps .s7ihd-card:not(:last-child)::after{content:"→";content:"→"/"";position:absolute;right:-1.95rem;top:1.7rem;width:1.7rem;text-align:center;font:800 1.7rem/1 var(--head);color:var(--lamp)}
@media (max-width:900px){.s7ihd-steps,.s7ihd-cols{grid-template-columns:1fr}.s7ihd-steps .s7ihd-card:not(:last-child)::after{display:none}}

/* quote */
.s7ihd-panel{background:var(--concrete-2);padding-top:3rem;padding-bottom:3rem}
.s7ihd-quote{background:var(--paper);border:3px solid var(--ink);border-radius:var(--r);padding:0 1.6rem 1.6rem;box-shadow:8px 8px 0 var(--water-3)}
.s7ihd-quote h2{margin:0 -1.6rem 1.4rem;padding:1.05rem 1.6rem;background:var(--water);color:var(--on-water);font-size:clamp(1.4rem,2.6vw,1.9rem)}
.s7ihd-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
@media (max-width:560px){.s7ihd-fields{grid-template-columns:1fr}.s7ihd-quote{padding:0 1rem 1.2rem;box-shadow:5px 5px 0 var(--water-3)}.s7ihd-quote h2{margin:0 -1rem 1.2rem;padding:1rem}}
.s7ihd-field{display:flex;flex-direction:column;gap:.4rem;min-width:0}
.s7ihd-field>span{font:700 1rem/1.3 var(--head);color:var(--ink)}
.s7ihd-field input,.s7ihd-field select,.s7ihd-field textarea{font:inherit;font-size:1.0625rem;min-height:50px;padding:.6rem .8rem;border:2px solid var(--field);border-radius:var(--r);background:#fff;color:var(--ink);width:100%}
.s7ihd-field textarea{min-height:140px}
.s7ihd-field input:focus,.s7ihd-field select:focus,.s7ihd-field textarea:focus{outline:3px solid var(--lamp);outline-offset:1px;border-color:var(--ink)}
.s7ihd-field--wide{grid-column:1/-1}
.s7ihd-seg{display:flex;flex-wrap:wrap;gap:.55rem}
.s7ihd-seg label{position:relative;display:inline-flex;cursor:pointer}
.s7ihd-seg input{position:absolute;opacity:0;width:100%;height:100%;inset:0;margin:0;cursor:pointer}
.s7ihd-seg span{display:inline-flex;align-items:center;justify-content:center;min-height:48px;min-width:48px;padding:0 1.1rem;border:2px solid var(--field);border-radius:var(--r);background:#fff;color:var(--ink);font:700 1rem var(--head)}
.s7ihd-seg label:hover span{border-color:var(--ink);background:var(--concrete)}
.s7ihd-seg input:checked+span{background:var(--lamp);border-color:var(--ink);color:var(--ink);box-shadow:3px 3px 0 var(--water)}
.s7ihd-seg input:focus-visible+span{outline:3px solid var(--water-2);outline-offset:3px}
.s7ihd-note{font-size:.95rem;color:var(--ink-2);margin:1rem 0 1rem;max-width:none}
.s7ihd-status{margin-top:.9rem;font-weight:700;min-height:1.4em}
.s7ihd-status[data-tone=error]{color:var(--coral)}
.s7ihd-results{margin-top:1.8rem}
.s7ihd-summary{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:1rem}
.s7ihd-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.3rem;align-items:center;background:var(--paper);border:2px solid var(--field);border-radius:var(--r);padding:1rem 1.15rem;margin-bottom:.8rem}
.s7ihd-result--best{border-color:var(--ink);border-left:12px solid var(--lamp);box-shadow:4px 4px 0 var(--water-3)}
.s7ihd-result strong{font:800 1.12rem var(--head);color:var(--water)}
.s7ihd-result small{display:block;color:var(--ink-2);font-size:.9rem}
.s7ihd-price{font:800 1.9rem/1 var(--head);color:var(--water);text-align:right;font-variant-numeric:tabular-nums}
.s7ihd-price small{display:block;font:700 .8rem var(--body);text-align:right;margin-top:.3rem;color:var(--ink-2)}
.s7ihd-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.s7ihd-tag{font:700 .8rem/1.2 var(--head);padding:.25rem .55rem;border-radius:2px;background:var(--concrete-2);border:1.5px solid var(--field);color:var(--ink)}
.s7ihd-tag--now{background:var(--coral-pale);color:#7E2410;border-color:var(--coral)}
.s7ihd-group{font-size:1.25rem;margin:1.6rem 0 .5rem}
.s7ihd-applicant{margin:.2rem 0 1rem;border-color:var(--ink)}
.s7ihd-result .s7ihd-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.s7ihd-result{grid-template-columns:1fr auto auto}.s7ihd-result .s7ihd-btn{grid-column:auto}}
.s7ihd-disclosure{font-size:.9rem;color:var(--ink-2);border-top:2px solid var(--rule);padding-top:1rem;margin-top:1.2rem;max-width:none}
details.s7ihd-more{margin-top:.5rem;font-size:.95rem}
details.s7ihd-more summary{cursor:pointer;color:var(--water-2);font-weight:700;min-height:44px;display:flex;align-items:center}

/* no-exam highlight */
.s7ihd-noexam{background:var(--lamp-pale);border:3px solid var(--ink);border-radius:var(--r);padding:1rem 1rem .5rem;margin:0 0 1.6rem}
.s7ihd-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:0;font-size:1.3rem}
.s7ihd-noexam-badge{display:inline-block;background:var(--lamp);color:var(--ink);border:2px solid var(--ink);font:800 .85rem var(--head);letter-spacing:.08em;text-transform:uppercase;padding:.35rem .7rem;border-radius:2px}
.s7ihd-noexam-note{margin-bottom:.9rem;color:var(--ink);max-width:none}
.s7ihd-result--noexam{border-color:var(--ink);background:var(--paper)}
.s7ihd-tag--noexam{background:var(--lamp);color:var(--ink);border-color:var(--ink)}
.s7ihd-tag--usually{background:var(--lamp-pale);color:var(--ink);border-color:var(--ink)}
.s7ihd-noexam-note+.s7ihd-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--ink)}

/* example rates: a ferry-board timetable on dark water */
.s7ihd-rates{background:var(--water);color:var(--on-water);padding-top:3rem;padding-bottom:3rem;border-top:4px solid var(--water-2)}
.s7ihd-rates p{color:var(--on-water-2);max-width:72ch}
.s7ihd-table-wrap{overflow-x:auto;margin-top:1.4rem}
.s7ihd-table{width:100%;border-collapse:collapse;font-size:1rem}
.s7ihd-table th,.s7ihd-table td{padding:.85rem .8rem;border-bottom:1px solid var(--water-2);text-align:left}
.s7ihd-table th{font:700 .88rem var(--head);text-transform:uppercase;letter-spacing:.08em;border-bottom:3px solid var(--water-3);white-space:nowrap}
.s7ihd-table td:first-child{font:700 1.1rem var(--head);white-space:nowrap}
.s7ihd-table td:nth-child(n+2){font:800 1.55rem/1.1 var(--head);font-variant-numeric:tabular-nums}
.s7ihd-table td:nth-child(4){font-size:1.2rem}
.s7ihd-rates .s7ihd-table th{color:var(--on-water-2)}
.s7ihd-rates .s7ihd-table td{color:var(--on-water)}
.s7ihd-rates .s7ihd-table td:nth-child(3){color:var(--on-water-2)}
.s7ihd-rates .s7ihd-table tbody tr:hover td{background:var(--water-2)}
.s7ihd-table tr:last-child td{border-bottom:0}
/* the same table on a light page */
.s7ihd-section .s7ihd-table th{color:var(--ink-2);border-bottom-color:var(--water)}
.s7ihd-section .s7ihd-table td{border-bottom-color:var(--rule)}

/* why */
.s7ihd-why{background:var(--concrete);padding-top:3.2rem;padding-bottom:2.4rem}
.s7ihd-why-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:1.6rem clamp(1.5rem,4vw,4rem);align-items:start}
.s7ihd-why-text p{max-width:62ch}
.s7ihd-hl{background:var(--paper);border:3px solid var(--ink);border-radius:var(--r);padding:1.2rem 1.3rem;box-shadow:6px 6px 0 var(--water-3)}
.s7ihd-hl p{margin:0;font-size:1.02rem;line-height:1.9}
.s7ihd-hl a{display:inline-block;padding:.2rem 0;color:var(--water);font-weight:700;text-decoration-color:var(--lamp);text-decoration-thickness:5px;text-underline-offset:.18em}
.s7ihd-hl a:hover{color:var(--ink);background:var(--lamp-pale)}
.s7ihd-ripple{display:block;width:100%;height:20px;background:var(--concrete);color:var(--water-3)}

/* learn: route blades, the arrow locked to the right edge */
.s7ihd-learn{background:var(--paper);padding-top:3rem;padding-bottom:3rem}
.s7ihd-route{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 2.6rem}
.s7ihd-route .s7ihd-card{display:block;background:transparent;border:0;border-top:4px solid var(--water);border-radius:0;padding:1.3rem 4rem 1.3rem .2rem;text-decoration:none;color:var(--ink)}
.s7ihd-route .s7ihd-card::after{content:"→";content:"→"/"";position:absolute;right:.3rem;top:50%;transform:translateY(-50%);font:800 2rem/1 var(--head);color:var(--water)}
.s7ihd-route .s7ihd-card:hover{background:var(--lamp);color:var(--ink)}
.s7ihd-route .s7ihd-card:hover h3,.s7ihd-route .s7ihd-card:hover::after{color:var(--ink)}
.s7ihd-route .s7ihd-card h3{margin-bottom:.3rem}
.s7ihd-route .s7ihd-card p{margin:0;color:var(--ink-2)}
.s7ihd-route .s7ihd-card:hover p{color:var(--ink)}
@media (max-width:760px){.s7ihd-route{grid-template-columns:1fr}}

/* inner pages */
.s7ihd-section{padding-top:2.6rem;padding-bottom:2.6rem;padding-left:16px;padding-right:16px;background:var(--concrete)}
.s7ihd-section>.s7ihd-wrap{max-width:var(--maxw)}
.s7ihd-section--soft{background:var(--concrete-2)}
.s7ihd-section--deep{background:var(--water);color:var(--on-water)}
.s7ihd-section--deep a{color:var(--on-water)}
.s7ihd-article{max-width:760px;margin-inline:auto}
.s7ihd-article h1{margin-bottom:.4em}
.s7ihd-article h2{margin-top:2.2rem;padding-top:1.1rem;border-top:4px solid var(--water);font-size:clamp(1.5rem,2.8vw,2rem)}
.s7ihd-article .s7ihd-lead{font-size:1.2rem}
.s7ihd-article figure{margin:0 0 1.8rem}
.s7ihd-article figcaption{font-size:.9rem;color:var(--ink-2);margin-top:.5rem}
.s7ihd-article img{border-radius:var(--r);border-bottom:8px solid var(--water)}
.s7ihd-sources{font-size:.95rem;border-top:4px solid var(--water);padding-top:1rem;margin-top:2.2rem}
.s7ihd-sources ol{padding-left:1.3rem}
.s7ihd-faq details{border-top:3px solid var(--water);padding:0}
.s7ihd-faq details:last-child{border-bottom:3px solid var(--water)}
.s7ihd-faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:60px;padding:.8rem .2rem;font:800 1.2rem/1.35 var(--head);color:var(--water)}
.s7ihd-faq summary::-webkit-details-marker{display:none}
.s7ihd-faq summary::after{content:"+";content:"+"/"";flex:none;display:grid;place-items:center;width:2.4rem;height:2.4rem;border:2px solid var(--water);border-radius:var(--r);font:800 1.5rem/1 var(--head)}
.s7ihd-faq details[open] summary::after{content:"−";content:"−"/"";background:var(--lamp);color:var(--ink);border-color:var(--ink)}
.s7ihd-faq summary:hover{background:var(--concrete-2)}
.s7ihd-faq details p{padding:0 .2rem .4rem}
.s7ihd-apply-shell{background:var(--paper);border:3px solid var(--ink);border-radius:var(--r);padding:1rem;min-height:600px;box-shadow:6px 6px 0 var(--water-3)}
.s7ihd-apply-shell iframe{width:100%;border:0}
.s7ihd-calc output{display:block;margin-top:.8rem;font:800 2.3rem/1.1 var(--head);color:var(--water);font-variant-numeric:tabular-nums}
.s7ihd-calc{margin:1.4rem 0;box-shadow:5px 5px 0 var(--water-3)}

/* headings inside cards keep no rule */
.s7ihd-article .s7ihd-card h2{margin-top:0;padding-top:0;border-top:0;font-size:1.3rem}

/* footer: seawall panels along the top */
.s7ihd-foot{position:relative;background:var(--water);color:var(--on-water-2);padding-top:3.2rem;padding-bottom:2.4rem;font-size:1rem}
.s7ihd-foot::before{content:"";position:absolute;left:0;right:0;top:0;height:12px;background:var(--seawall)}
.s7ihd-foot a{color:var(--on-water)}
.s7ihd-foot a:hover{color:var(--lamp)}
.s7ihd-foot .s7ihd-brand{color:var(--on-water)}
.s7ihd-foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:1.8rem 2.4rem}
@media (max-width:700px){.s7ihd-foot-grid{grid-template-columns:1fr}}
.s7ihd-foot strong{display:block;margin-bottom:.7rem;font:800 1.1rem var(--head);color:var(--lamp)}
.s7ihd-foot nav a{display:flex;align-items:center;min-height:44px}
.s7ihd-foot p{color:var(--on-water-2);max-width:none}
.s7ihd-foot [data-copy=legal]{font-size:.95rem!important;color:var(--on-water-2);max-width:80ch;border-top:2px solid var(--water-2);padding-top:1.2rem}

/* content stays in view */
[data-reveal]{opacity:1;transform:none}
@media (max-width:900px){
  .s7ihd-hero-grid{grid-template-columns:1fr}
  .s7ihd-mosaic{grid-template-columns:repeat(3,minmax(0,1fr));grid-template-rows:auto;aspect-ratio:auto;gap:.5rem}
  .s7ihd-mosaic a:first-child{grid-row:auto}
  .s7ihd-mosaic a{aspect-ratio:3/4.4}
  .s7ihd-mosaic span{font-size:.8rem;padding:.4rem .5rem .5rem}
  .s7ihd-why-grid{grid-template-columns:1fr}
}
@media (max-width:520px){
  .s7ihd-trust{grid-template-columns:1fr}
  .s7ihd-acts .s7ihd-btn{width:100%}
  .s7ihd-table td:nth-child(n+2){font-size:1.25rem}
  .s7ihd-brand{font-size:1.05rem}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.s7ihd-mosaic img{transition:none}}

@media (min-width:900px){.s7ihd-how,.s7ihd-panel,.s7ihd-rates,.s7ihd-learn{padding-top:4.2rem;padding-bottom:4.2rem}.s7ihd-how{padding-bottom:4.4rem}.s7ihd-section{padding-top:3.6rem;padding-bottom:3.6rem}.s7ihd-why{padding-top:4.4rem;padding-bottom:3rem}}
@media (max-width:520px){
  .s7ihd-table th{white-space:normal;letter-spacing:.03em;font-size:.76rem;padding:.7rem .4rem}
  .s7ihd-table td{padding:.8rem .4rem}
  .s7ihd-table td:first-child{font-size:1rem;white-space:normal}
  .s7ihd-table td:nth-child(n+2){font-size:1.12rem}
}